Most psychotherapy appointments cost $130-$150. A detailed listing of fees can be found on the Informed Consent for Treatment on the forms page. Rates vary by length and type of service. All services will be charged as self-pay unless you specify a reimbursement plan through EAP (e.g., Lyra Health) or insurance (e.g., Custom Design Benefits, Medical Mutual) benefits at scheduling. A Good Faith Estimate will be provided for self-pay appointments through the client portal upon request.
Choosing self-pay allows for more privacy and flexibility. Please be aware of the following for insurance:
When choosing self-pay, a clinical diagnosis and copies of your medical record will not be accessible to your insurance company. Information will be kept confidential as allowed under Ohio law. Self-pay will enable you to receive psychotherapy or counseling for what you feel is important without an insurance company's determination of medical necessity. It gives you more control over your privacy, which services you use, what clinicians you see, and the frequency you see them.
An Employee Assistance Program (EAP) is a work-based program (e.g., Lyra Health) that may offer employees free or discounted short-term counseling. Not all employers provide EAP programs, and the provider list for EAPs can vary from your health insurance company. Please check with your human resource department or employee assistance program to inquire about the specific benefits offered by your employer and attain authorization for benefits.
Many health insurance plans cover mental health care, but each plan differs. You need to contact your insurance company to find out the specific benefits of your plan. For clients with a primary address in Ohio, we will directly file insurance claims for in-network plans (e.g., Custom Design Benefits, Medical Mutual) with the company. Please keep in mind that health insurance plans only cover medically necessary services under a qualifying clinical mental health diagnosis. EAP programs may cover the cost of short-term counseling services without this requirement.
Psychotherapy and counseling for clients who do not meet the criteria for a mental health disorder are often not considered medically necessary services and, therefore, not covered by health insurance. Most insurance plans do not regard marriage/couples counseling as mental health care. Family counseling is only considered medically necessary to support a family member in treatment with an identified mental health disorder.
Click below to find out more information on In-Network and Out-of-Network coverage.
You may use your HSA account to pay for medically necessary mental health care. Although many services qualify as medical expenses, there are some exceptions. Please check with your company to verify if services are considered a medical expense.
When not using insurance/EAP benefits, you have the right to receive a written “Good Faith Estimate” of your medical expenses under the No Surprises Act, which was implemented in January 2022.
A Good Faith Estimate is a written statement of the expected cost of treatment. The price of psychotherapy with this provider is determined by length, reflecting the Current Procedural Terminology (CPT) published by the American Medical Association. Treatment costs are clearly defined in the informed consent to treatment and will be discussed with you upfront. In addition, under 2799B-6 of the Public Health Services Act, upon request, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
If a Good Faith Estimate for the total expected cost of any non-emergency items or services scheduled in advance is requested, it will be uploaded to the client portal. You may view it and print it from the client portal.
For more information about your right to a Good Faith Estimate, please visit https://www.cms.gov/nosurprises
Please be aware that Christy Pulsford uses telehealth including but not limited to phone, email and text. By scheduling an appointment, using the client portal or contacting Christy Pulsford you consent to receiving information from Christy Pulsford and GrowthINsight Counseling LLC via email, phone and text. This includes but isn't limited to email replies, appointment reminders, scheduling instructions and delivery of forms and consents.
Christy Pulsford, MSW, LISW-S, LICDC
8050 Beckett Center Dr. | West Chester, Ohio 45069
Phone: (513) 847-3891
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(513) 847-3891